Ideal Loans, car loans, personal loans, home loans, commercial loans

2ND CHANCE FINANCE (SECURED)

In today’s society it is not uncommon for customers to have one or even a number of credit blemishes on their credit report. This often will prevent them from obtaining a loan to purchase a car or even a new home. At Ideal Loans we have access to a number of non-confirming lenders who understand that occasionally things go wrong and they believe people should be given a second chance. Whether you have a small telephone default or you are a discharged bankrupt, we will help you get back on track to financial success. Our lenders have loan products available to help most situations;
• Self Employed applicants with no financials
• Applicants with previous credit or utility defaults
• Applicants with casual employment or irregular pay
• Discharged Bankrupts

Please note – we are unable to assist if you are currently unemployed or currently in bankruptcy.

Car loans are our specialty. You find the car and let us assist you to finance your purchase. We offer a comprehensive range of competitively priced finance options to have you deiving your new car sooner. Whether you are buying from a dealer or a private seller, we offer pre-approved car loans allowing you to shop for cars knowing your finance is in place. Imported vehicles are also considered acceptable however a deposit is often required on any loan for an imported vehicle. MAKE AN ENQUIRY

Personal loans are unsecured facilities used for personal reasons. Whether you want to purchase some furniture, consolidate your debts, or maybe even purchase a boat or go on a holiday, a personal loan is a simple way to assist. Traditionally personal loans are the hardest loans to qualify, as the lender does not take an asset as security on the loan.

Personal Loans are credit score assessed meaning each application is given a ‘score’ based on factors such as stability, asset position, and credit history. In order to qualify for a personal loan the applicant must have clean credit history. Sometimes applicants with paid telephone defaults under $500 may be accepted. The applicant must also have stability in their employment and generally in their residence. Good payment history on any existing finance and a reasonably strong asset position are also essential. The minimum personal loan is $5000 and the maximum is $50,000. MAKE AN ENQUIRY

If you are looking for a loan substantially for business use we have a vast array of finance products available to ensure a fast approval at a very competitive interest rate. We offer flexibility far beyond what you may be used to when dealing with your bank. We can help you expand your business without the hassle. Equipment finance/rentals, leases, hire purchases and business loans are available as a commercial transaction. Contact Us

Whether you are looking to purchase your first home, an investment property, or maybe you want to refinance your existing property to consolidate some bills or set up a redraw facility, we have extensively trained finance consultants to find the right home loan to suit your needs. Contact Us

Our preferred choice of finance provider is Capitalcorp Financial Services Pty Ltd.
*Rate applies to commercial customers only.
For the latest consumer rates please contact our office.
Rates are subject to change and are available to approved customers only.
+No Application Refused; whist we do not refuse to accept an application we do not gaurantee an approval.
We do gaurantee however that we will use every endeavor to place your application utilising all resources of our company.