We provide a comprehensive range of leisure finance options to suit your needs.
iLoans Australia offers low rate bike finance options for individuals and businesses. Credit providers consider new, or near-new motorbikes a safer prospect because they can be used as security to support the motorcycle loan. It can be harder to secure a loan for an older bike because of its low resale value.
If you have a good credit rating then you will likely pay a lower interest rate for a motorbike loan than somebody who has had credit problems in the past.
iLoans Australia can organise motorbike finance for all kinds of motorcycles including custom motorcycles and choppers, Harley Davidsons, Ducati, Yamaha, Suzuki, Buell, BMW, KTM, Honda, Moto Guzzi and so on.
We have a range of motorbike finance options, both as secured loans and unsecured loans.
With a secured motorbike loan the financier advances the customer money to buy a motorbike and then takes a security interest over the bike. Once the motorbike loan is paid in full the financier lifts the security and the customer gets full and clear title of the motorbike.
Your income and bank account should demonstrate your ability to meet repayments. And If you can show a savings record, it greatly improves your position.
Unsecured bike finance is like a personal loan. These are harder to qualify for and often have higher interest rates. You need to have a clean credit history and be able to show that you have enough excess income to be able to pay the monthly repayments.
Relax onboard you new boat with a boat loan from iLoans Australia. From motorboats to yachts, houseboats or even jet skis. With our large range of lenders you can rest assured that you are getting the best loan possible for your boat. We can help secure finance for commercial boats such as ferries or fishing boats, any boat for business use, we have a boat loan to suit.
With a personal boat loan the financier advances you an amount to buy a boat and then takes a security interest over the boat. Once the loan is paid in full you get clear title of the boat. But you are not limited to just a boat loan.
iLoans Australia can finance your marine purchase with a finance lease, commercial hire purchase or a chattel mortgage.
Applicants need to be employed and being a homeowner or mortgagee also helps although it is not a necessary requirement. You require some borrowing history such as a previous personal or car loan that shows your ability to meet commitments. Also, you must have a surplus income over your monthly expenditure so that the lender knows you are able to meet your repayments. To find out more about our boat loan options call and talk to one of our trained consultants.
If you’ve been wanting to hit the road on that motorhome trip of a lifetime, or you want a caravan to use on weekends away, stop dreaming and start driving!
Credit providers prefer borrowers in stable employment. You will stand a better chance of obtaining approval if you can demonstrate uninterrupted employment over a long period of time. Showing that you are a good risk improves your credit rating. Asset position is important here as a caravan is deemed a luxury item, financiers like to see a good established clientele that will fit their requirements.
If buying a leisure vehicle, new or near-new vehicles are considered a safer prospect by credit providers and can be used as security to support the loan. It is harder to secure a loan for an older leisure vehicle because of its lower resale value.
So if you’re after that life of leisure and relaxation on the open roads, speak to one of our finance and loans consultants. Our expert knowledge in leisure finance means we can be on hand to give you the right advice and the right price.