Privacy Policy
ELC Solutions T/a Ideal loans ABN 97124779577, accredited contractor of UNITED FINANCIAL
SERVICES (QLD) PTY LIMITED– PRIVACY CONSENT United Financial Services (Qld) Pty Limited
A.B.N. 43 073 887 813 ("UFSQ") collects from me/us (being each of the Applicants and
Guarantors whose signature appears below) and from other persons, personal information
about me/us, for the purposes of: assessing the application for finance, the guarantee
and any related insurance proposal;arranging finance and insurance; and credit and
reference checking. For the same purposes, UFSQ will use this information and disclose it
to: one or more of the financiers used by UFSQ to arrange finance (including Automotive
Financial Services Pty Ltd), all of whom are collectively referred to as "Credit Providers"
in this Consent; and (where relevant) any business which provides information about the
creditworthiness of persons ("Credit Reporting Agency"), suppliers of goods, mercantile
agents, collection agencies, insurers, and to UFSQ's agents, contractors and external
advisers and to my/our car or finance broker. I/We agree that UFSQ may disclose my/our
personal information to its related bodies corporate and to Automotive Financial Services
Pty Ltd (together referred to as "the Related Companies") and that UFSQ and the Related
Companies may use this personal information for product development and research and to
inform me/us about products and services in the future. UFSQ and the Related Companies will
not send me information about products and services if I/we send a written request to that
effect to UFSQ at the address below. I/We acknowledge that if we do not provide this
information, UFSQ or the Credit Providers may not be able to process the application for
finance. I/We are able to gain access to the information held about me/us by UFSQ and the
Related Companies, subject to exceptions stated in the Privacy Act 1988 (Cth) ("the Privacy
Act"). I/We agree that, if we supply UFSQ or the Credit Providers with personal information
about any third party (such as a referee), I/we will inform that third party of this fact.
The Credit Providers collect and use personal information about me/us for the following
purposes: assessing the application for finance, the guarantee or any related insurance
proposal; and (if the application is accepted) providing finance and ancillary services
(such as insurance) to the Applicant(s) and for the ongoing management of the finance,
guarantees and ancillary services. For those same purposes, and subject to the Privacy Act,
I/we agree that the Credit Providers may do all the following now and in the future:
1.Collect and use commercial or consumer credit information about me/us from a Credit
Reporting Agency. 2.Collect from and give to (i) any credit provider named in the
application for finance or the information obtained under paragraph 1 above or (ii) any
body which maintains a register of encumbered vehicles (such as R.E.V.S.), or (iii) a
Credit Reporting Agency, any personal information about me/us, including any information
about my/our creditworthiness, credit standing, credit history or credit capacity, the
status of the finance and any default by me/us in accordance with the Privacy Act.
3.Collect from and give to any sources disclosed in the application for finance, personal
information about me/us. 4.Give to any guarantor or proposed guarantor of the application
for finance, any information about the finance (including personal information about me/us)
now or at any time in the future.
25.Collect from and disclose personal information about me/us to the Credit Provider's
agents, contractors, external advisers as well as to suppliers of goods, mercantile agents,
collection agencies and insurers, and my/our car or finance broker. The Credit Provider who
provides me/us with finance may also seek my/our consent to other acts of collection,
disclosure and use of personal information about me/us. In this Consent, "personal
information" has the same meaning as in the Privacy Act and includes sensitive information
(eg health information). The Guarantor(s) acknowledge that: the application for finance
will be supported by their guarantee; and that they have read and understand the terms of
the application for finance.
Declaration I/We solemnly and sincerely declare that: (a) I am/We are not insolvent or an
undischarged bankrupt; (b) The information given by me/us is true and correct; (c) The
income and expenses declared represent an accurate assessment of my/our financial
position;(d) I am/We are permanent resident(s) of Australia; (e) I am/We are over the age
of 18 years; and (f)I/We have read and understood this Privacy Act Consent and agree to
UFSQ, the Related Companies and the Credit Providers collecting, using and disclosing
information (including personal information) about me/us in accordance with the provisions
of this
Consent.
…………………………………… ……………………………………
Signature of Applicant/Guarantor Signature of Applicant/ Guarantor
…………………………………… ……………………………………
Print Name of Applicant/Guarantor Print Name of Applicant/Guarantor Date
…………………..
Date
…………………… …………………………………….. ……………..
Signature of Applicant/Guarantor Signature of Applicant/ Guarantor
…………………………………….. …………………………………..
Print Name of Applicant/Guarantor Print Name of Applicant/Guarantor
Date……………………. Date……………………
Contact Details: Ideal Loans of 11 Parari Street, Warana 4575 QLD TEL 0754937916 MOBILE
0404303316 FAX 0753026409
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